Bernie's Musings

Kansas City's Premier Hard Money Lender Blog

tj84817

Best Deal Ever

My first rehab client was a partnership of two men who were really "hands-on," doing most of the work themselves. After a few successful...

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Day Job

Most of our rehab clients have a REAL job with REAL benefits. They rehab one house at a time because they enjoy doing it… and they make...

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You know you are old when...

You know you are old when you make a fix & flip loan on a house you financed when it was built. Around 1972 I was financing a builder...

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Love & Affection

The title to most of the houses we have financed has been transferred by a warranty deed which transfers the title from the seller to the...

Bernie Richter

My Attorney Bernie

…was a jazzy song written by Dave Frishberg (who also penned “I’m Hip” and other witty ditties) which I first heard at Dick Gibson’s...

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Quit Claim Deeds

QUIT is the key word here. Quit trying to convey title to real estate by simply filling in the blanks on a Quit Claim Deed form until:...

Bernie Richter

Anatomy of a Great Development Loan

Location: Go west on a main 2 lane paved county road about 3 miles past developed property. Turn southwesterly onto a gravel road going...

Bernie Richter

Things Change

How I came to be in the Hard Money Lending business.