I have a bad credit score. Can I still get one of your loans?
While a low credit score will factor into our underwriting, it will not stop us from making you a loan.
How much money will I need for a down-payment?
Each loan is unique, but the less you pay compared to market value, the less money you will need to put down.
Do you charge interest on the unfunded loan balance?
No. You only pay interest for the time you're using the money.
Is there an early-payment penalty?
No. The quicker you pay, the happier we are.
Do you charge for loan apps, credit reports, or inspections?
No. No. No.
What if I need an extension on my loan?
We can process an extension for up to 3 months on a case-by-case basis.
Do I have to make any monthly payments?
No. The full principal and interest will be paid at closing.