KANSAS CITY'S MOST USER-FRIENDLY 

PRIVATE AND HARD MONEY LENDER - SINCE 1972

40 Years +

In Business

$500,000,000 +

Funded

4,000 +

Loans Closed

North Oak Investment Private and Hard Money Lenders of Kansas City is the premier source for investment hard money loans.  As a full service lending company, we're able to offer funding and structuring of loans for investors in and around the Kansas City Missouri area, and nationwide for residential real estate rehab properties.  At North Oak Investment, we are committed to continue providing superior Kansas City investor funding.

Take a quick glance at the highlights of our Hard Money Loan Programs:

  • No Minimum Credit

  • No Minimum Liquid Assets

  • No Minimum Income

  • Recent Bankruptcy OK

  • Must Provide:

    • Most recent pay stub​

    • Last 2 years' tax returns

    • Completed Loan App

  • LLC's / Corps / Individuals

  • No Minimum Value​

  • No Maximum Value

  • Residential

    • Single Family 2-4 Unit​

  • Townhomes OK

    • No Condos​

    • No Manufactured

  • No Owner Occupied's

  • Commercial

    • Case-by-case basis

  • Rehab Loan Terms

  • No Minimum Loan Amount

  • No Maximum Loan Amount

  • No Max / Min Repair Cost

  • 1st Position Lien Only

  • Up to 80% Loan to ARV

    • After Repaired Value​

  • 0% - 20% Refundable Deposit

    • Based on ARV​

    • Deposit decreases the more loans you've done with us

    • Most 1st-time borrowers put 10% down (refundable)

  • 6 Month Term

    • Up to 3 Month Extensions

  • Construction Funds​​​ =

    • Loan Amount, minus purchase price, minus our charges, minus​ other closing costs (realtor, taxes, gov. fees, title fees)

WHAT NORTH OAK INVESTMENT OFFERS

 

COUNT ON SPEED AND RELIABILITY

Local Service

  • 40 + years in the Kansas City market

  • On-site staff available Monday-Friday

  • KC's Premier Hard Money Lenders

  • Superior Investor Funding

  • Full Service Lending Company

  • Experienced Real Estate Investors

40 + Years Experience

  • Unsurpassed service backed by decades of industry experience

  • Asset-Based underwriting means we'll analyze your deal and stop you if you're not going to make money

  • Servicing the greater Kansas City Area

In-House Underwriting

  • Internal, Private Funds ready for fast closings

  • Asset-Based underwriting means more common sense and less hassle

  • Credit problems not an issue

  • Funding in as little as 3 days

Reliability

  • All approved loans will be funded

  • We need your referral, so we will: Communicate​, EducateFacilitate

  • Guaranteed Investment Loans

  • Funding and Structuring of Loans for residential properties

  • Experienced Hard Money Lender

Quick & Easy Draws

  • Fix & Flip, Real Estate Rehab Draws

  • Draws requests paid same-day

  • Submit & Receive Payment

    • Online​​

    • In Person

    • Mail / Email

Fast Closings

  • Same-day Loan Approvals

  • Lightning fast Fix & Flip / Real Estate Rehab Loan Funding

  • When everyone gets to the table on time, we've been known to receive a loan request and close same-day

  • 100% Property Purchase Price Funded

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