40 Years +

In Business

$500,000,000 +

Funded

4,000 +

Loans Closed

North Oak Investment Private and Hard Money Lenders of Kansas City is the premier source for investment hard money loans.  As a full service lending company, we're able to offer funding and structuring of loans for investors in and around the Kansas City Missouri area for residential real estate rehab properties.  At North Oak Investment, we are committed to continue providing superior Kansas City investor funding.

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Take a quick glance at the highlights of our Hard Money Loan Programs:

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• No Minimum Credit

• No Minimum Liquid Assets

• No Minimum Income

• Recent Bankruptcy OK

• Must Provide:

  • Most recent pay stub​

  • Last 2 years' tax returns

  • Completed Loan App

• LLC's / Corps / Individuals

• No Minimum Value​

• No Maximum Value

• Residential

  • Single Family 2-4 Unit​

• Townhomes OK

  • No Condos​

  • No Manufactured

• No Owner Occupied's

• Commercial

  • Case-by-case basis

• Rehab Loan Terms

• No Minimum Loan Amount

• No Maximum Loan Amount

• No Max / Min Repair Cost

• 1st Position Lien Only

• Up to 80% Loan to ARV

  • After Repaired Value​

• 0% - 20% Refundable Deposit

  • Based on ARV​

  • Deposit decreases the more loans you've done with us

  • Most 1st-time borrowers put 10% down (refundable)

• 6 Month Term

  • Up to 3 Month Extensions

• Construction Funds​​​ =

  • Loan Amount, minus purchase price, minus our charges, minus​ other closing costs (realtor, taxes, gov. fees, title fees)